:root{--navy:#123246;--teal:#087d83;--ink:#223d4f;--muted:#607582;--line:#dce5e8;--bg:#f5f8f9;--mint:#e7f3f1}*{box-sizing:border-box}body{margin:0;background:var(--bg);font:16px/1.5 "Segoe UI",Arial,sans-serif;color:var(--ink)}[hidden]{display:none!important}a{color:var(--teal)}button,input,select{font:inherit}button{cursor:pointer;border:0;border-radius:10px;padding:13px 20px;background:var(--teal);color:#fff;font-weight:600;line-height:1.5;transition:background .15s}button:hover{background:#06676b}button:disabled{opacity:.55;cursor:default}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #e3a82d;outline-offset:4px}.shell{width:min(1240px,calc(100% - 44px));margin:auto}.site-header{background:var(--navy)}.header-inner{display:flex;justify-content:space-between;align-items:center;min-height:92px}.brand{display:inline-flex;align-items:center}.brand img{object-fit:contain;width:190px;height:auto;max-height:66px}.home-link{color:#fff;text-decoration:none;font-size:13px}.intro{max-width:800px;padding:38px 0 28px}.eyebrow{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);font-weight:600}h1{font-size:27px;line-height:1.25;margin:12px 0 16px;letter-spacing:-.65px;color:var(--navy);font-weight:650}.intro p{font-size:15px;color:var(--muted);max-width:740px;margin:0}h2{color:var(--navy);line-height:1.4}h3{font-size:15px;margin:0}.steps{display:flex;border-bottom:1px solid var(--line);margin-bottom:28px;gap:20px}.steps button{border-radius:0;background:transparent;color:var(--muted);padding:12px 0 18px;border-bottom:3px solid transparent;font-weight:600}.steps button span{display:inline-flex;align-items:center;justify-content:center;border:1px solid var(--line);width:27px;height:27px;border-radius:50%;margin-right:8px;font-size:12px}.steps .active{color:var(--teal);border-bottom-color:var(--teal)}.steps .active span{background:var(--teal);color:#fff;border-color:var(--teal)}.workspace{display:grid;grid-template-columns:minmax(0,1fr);gap:26px;align-items:start}.form-stack{display:grid;gap:15px;min-width:0}.form-card{background:white;border:1px solid var(--line);border-radius:14px;overflow:hidden}.form-card summary{display:flex;align-items:center;gap:12px;padding:20px;cursor:pointer;list-style:none;font-weight:650;font-size:17px}.form-card summary::-webkit-details-marker,.help-panel summary::-webkit-details-marker{display:none}.step-number{display:inline-flex;width:29px;height:29px;align-items:center;justify-content:center;background:var(--mint);color:var(--teal);border-radius:9px;font-size:12px}.chevron{margin-left:auto;color:var(--teal)}details[open]>summary .chevron{transform:rotate(180deg)}.field-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px 22px;padding:4px 22px 24px}.field{min-width:0}.field label{display:block;font-size:14px;font-weight:600;margin-bottom:6px;line-height:1.4}.field select,.field input{width:100%;border:1px solid #cbd8df;border-radius:8px;background:#fff;color:var(--ink);padding:11px 12px;min-height:46px;max-width:100%;font-size:16px}.field select{padding-right:27px}.field input:focus,.field select:focus{outline:3px solid #d5eeeb;border-color:var(--teal)}.field small{display:block;font-size:12px;line-height:1.5;color:var(--muted);margin-top:5px}.field .error{color:#a82138;font-size:13px}.field [aria-invalid]{border-color:#a82138}.action-bar{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 0}.action-bar p{font-size:14px;color:var(--muted);max-width:400px}.action-bar button{min-width:320px;min-height:50px;font-size:16px}.help-panel{margin:24px 0 48px;border-top:1px solid var(--line)}.help-panel details{border-bottom:1px solid var(--line);padding:17px 3px}.help-panel summary{cursor:pointer;font-weight:600;font-size:15px}.help-panel p{font-size:15px;max-width:850px;color:var(--muted);line-height:1.7}#status-message{padding:16px 18px;background:var(--mint);border:1px solid #b6d9d2;border-radius:10px;margin-bottom:20px}#status-message.is-error{background:#fff0f0;color:#99243a;border-color:#ebc2c8}.result-heading{display:flex;justify-content:space-between;align-items:center;gap:20px;margin-bottom:23px}.result-heading .result-title{font-size:23px;margin:7px 0;font-weight:650}.button-group{display:flex;gap:9px;align-items:center}.button-group button{font-size:14px}.secondary{background:white;color:var(--teal);border:1px solid var(--line)}.secondary:hover{background:var(--mint)}.metrics{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:16px}.metric{background:white;border:1px solid var(--line);border-radius:14px;padding:25px 22px;min-width:0}.metric span{display:block;font-size:14px;color:var(--muted)}.metric strong{display:block;font-size:25px;letter-spacing:normal;margin-top:10px;overflow-wrap:anywhere;line-height:1.4;font-weight:650}.metric.net{background:var(--teal);color:white;border-color:var(--teal)}.metric.net span{color:#e0f4f1}.metadata{display:grid;grid-template-columns:2fr 1fr 1fr;gap:15px;background:#eaf0f3;border-radius:12px;padding:20px;margin:20px 0 24px}.metadata span{display:block;font-size:12px;color:var(--muted)}.metadata strong{font-size:14px;font-weight:600}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:21px;align-items:start}.result-card{background:white;border:1px solid var(--line);border-radius:14px;overflow:hidden;min-width:0}.result-card .section-caption{padding:17px 21px;border-bottom:1px solid var(--line);background:#eef5f6;color:var(--navy);font-size:17px;font-weight:650}.result-card dl{margin:0;padding:5px 20px}.result-row{display:flex;justify-content:space-between;align-items:start;gap:16px;border-bottom:1px solid #ecf1f3;padding:11px 0;font-size:14px}.result-row:last-child{border:0}.result-row dt{flex:1;overflow-wrap:anywhere}.result-row dd{margin:0;text-align:right;white-space:nowrap;font-weight:600;font-variant-numeric:tabular-nums;font-size:15px}.result-card.indicators{grid-column:1/-1}.result-card.indicators dl{display:grid;grid-template-columns:1fr 1fr;gap:0 32px}.notice{background:#fff7e4;color:#725019;border:1px solid #f0d498;border-radius:9px;padding:14px;font-size:14px}.footnote{font-size:13px;color:var(--muted);margin-top:25px}footer{background:var(--navy);color:#b9cbd5}.footer-inner{padding:29px 0;display:flex;justify-content:space-between;align-items:center;gap:24px}footer a{color:#fff;text-decoration:none}footer p{font-size:12px;margin:4px 0}footer .brand img{width:170px}.skip{position:absolute;top:0;left:-1000px}.skip:focus{left:10px;background:white;padding:10px;z-index:99}
.metric.net strong{font-size:38px}.breadcrumb{padding-top:20px}.breadcrumb ol{display:flex;flex-wrap:wrap;gap:6px 10px;list-style:none;margin:0;padding:0;font-size:13px;color:var(--muted)}.breadcrumb li+li::before{content:"/";margin-right:10px}.breadcrumb a{text-decoration:none}.help-panel .accordion-title{display:inline;margin:0;font:inherit;color:inherit;letter-spacing:normal}
@media(min-width:1400px){.field-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:1000px){.field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:900px){.shell{width:calc(100% - 40px)}.workspace{grid-template-columns:1fr}.result-heading{align-items:flex-start;flex-direction:column}.metrics{gap:10px}.metric{padding:20px 16px}.result-grid{gap:16px}.action-bar p{max-width:260px;font-size:14px}}
@media(max-width:600px){.shell{width:calc(100% - 28px)}.header-inner{min-height:76px}.brand img{width:158px}.home-link{font-size:10px}.intro{padding:28px 0 20px}.intro p{font-size:15px}.steps{gap:25px;margin-bottom:20px}.steps button{font-size:12px}.field-grid{grid-template-columns:repeat(3,minmax(0,1fr));padding:0 17px 21px;gap:16px}.field select,.field input{font-size:16px;min-height:49px}.field label{font-size:14px;font-weight:600;line-height:1.4}.form-card summary{font-size:17px;padding:17px;font-weight:650}.action-bar{flex-direction:column-reverse;align-items:stretch;padding-top:22px;gap:7px}.action-bar button{min-width:0;width:100%;font-size:16px}.action-bar p{max-width:none;text-align:center;font-size:14px}.metrics{grid-template-columns:1fr 1fr}.metric.net{grid-column:1/-1}.metric.net strong{font-size:36px;font-weight:650}.metric strong{font-size:25px;font-weight:650;letter-spacing:normal}.metadata{grid-template-columns:1fr 1fr;padding:16px}.metadata div:first-child{grid-column:1/-1}.result-grid{grid-template-columns:1fr}.result-card.indicators dl{display:block}.result-heading .result-title{font-size:23px;font-weight:650}.button-group{width:100%}.button-group button{flex:1;padding:12px 9px;font-size:14px}.result-row{font-size:14px;gap:9px;align-items:start}.result-card dl{padding:4px 15px}.footer-inner{flex-direction:column;text-align:center;gap:16px}.help-panel{margin-top:16px}}
@media(max-width:600px){.intro h1{font-size:23px}.intro p{font-size:14px}.form-card summary{font-size:16px}.field-grid{grid-template-columns:1fr}.metric.net strong{font-size:36px}.metric strong{font-size:22px}.result-row dd{font-size:14px}.action-bar button{font-size:14px}.action-bar p{font-size:12px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}@media print{header,footer,.steps,.button-group,#form-panel,.help-panel{display:none!important}.shell{width:100%}.result-grid{display:block}.result-card{break-inside:avoid;margin-bottom:16px}.metric{padding:10px}.metadata{margin:10px 0}}